50432 ZIP Code — Crystal Lake, IA

Hancock County, Iowa

ZIP code 50432 is located in Crystal Lake, Iowa, within Hancock County. It covers approximately 0.44 square miles and serves a population of 261 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 641.

About ZIP code 50432

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $80,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $71,250. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 50432 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

261
population
0.44
sq mi land
Standard
ZIP type
Central (CT)
timezone
50432 ZIP code map
Cities in ZIP code 50432

Below are the cities the US Postal Service accepts for ZIP code 50432. Using any city not on this list may result in mail delivery delays.

City Status
Crystal Lake Acceptable
Demographics updated 05/2026
Population
Total population 261
Population density 593 / sq mi
State FIPS 19
County FIPS 081
Geography
Land area 0.44 sq mi
Water area 0.00 sq mi
Latitude 43.2233
Longitude -93.7818
Timezone Central (CT)
Area code 641
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 37.9% 38.3% 40.1%
$50k – $100k 54.3% 42.8% 33.4%
$100k – $200k 7.8% 16.7% 21.5%
Over $200k 0.0% 2.1% 5.0%

Demographics & statistics

261
Population
593
People per sq mi
31.5
Median age
$71,250
Median household income
$29,757
Per capita income
$80,000
Median home value
$700
Median monthly rent
85.2%
Home ownership
11.1%
Poverty rate
2.9%
Unemployment
102
Housing units
6.7%
Bachelor's or higher

Age distribution

Male Female
20
Under 5
12
9
5–9
6
8
10–14
5
4
15–19
3
18
20–24
11
31
25–34
19
10
35–44
6
16
45–54
9
9
55–59
6
6
60–64
4
15
65–74
9
10
75–84
6
6
85+
3
← Male
Female →

Age summary

GroupCount%
Under 186524.9%
18 and over19675.1%
65 and over4918.8%
Median age31.5 years

Race & ethnicity

White 97.7%
Two or more races 1.1%
Black or African American 0.8%
Hispanic or Latino 0.4%
GroupCount%
White25697.7%
Two or more races31.1%
Black or African American20.8%
Hispanic or Latino10.4%

Household income

Income range This ZIP County avg State avg
Under $50k 37.9% 38.3% 40.1%
$50k – $100k 54.3% 42.8% 33.4%
$100k – $200k 7.8% 16.7% 21.5%
Over $200k 0.0% 2.1% 5.0%
Under $10k 3.7%
$10k–$15k 0.9%
$15k–$25k 11.1%
$25k–$35k 8.3%
$35k–$50k 13.9%
$50k–$75k 13.9%
$75k–$100k 15.7%
$100k–$150k 32.4%
Range% of households
Under $10k3.7%
$10k–$15k0.9%
$15k–$25k11.1%
$25k–$35k8.3%
$35k–$50k13.9%
$50k–$75k13.9%
$75k–$100k15.7%
$100k–$150k32.4%
Median income$71,250

Housing

Home values

Under $50k 19.6%
$50k–$100k 68.5%
$100k–$150k 3.3%
$150k–$200k 3.3%
$200k–$300k 2.2%
$300k–$500k 3.3%

Housing overview

MetricValue
Median home value$80,000
Median rent / month$700
Owner occupied85.2%
Renter occupied14.8%
Vacant8.5%
Single-family detached83.9%
Large apartment buildings0.0%
Mobile homes7.6%
Median rooms5.4
Avg household size (owned)2.35

Year built

Era%
2020 or later0.0%
2010–20193.4%
2000–20099.3%
1990–19993.4%
1980–19894.2%
1970–197915.3%
1960–196912.7%
1950–19599.3%
1940–19495.1%
1939 or earlier37.3%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom5.1%
2 bedrooms33.9%
3 bedrooms39.0%
4 bedrooms22.0%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle0.9%
1 vehicle42.6%
2 vehicles46.3%
3 or more10.2%

Heating fuel

Fuel type%
Utility gas8.3%
Electricity6.5%
Propane / LP gas83.3%
Fuel oil1.9%

Households & families

Household typeCount%
Married-couple family6156.5%
Cohabiting couple54.6%
Male householder, no spouse1816.7%
Female householder, no spouse2422.2%
Households with children under 183229.6%
Households with seniors (65+)3835.2%
Average household size2.42

Marital status

StatusMaleFemale
Never married41.7%11.8%
Married48.1%64.5%
Separated0.0%0.0%
Widowed0.0%17.2%
Divorced10.2%6.5%

Education

Less than 9th grade 0.6%
Some HS, no diploma 4.2%
HS graduate 67.9%
Some college, no degree 14.5%
Associate's degree 6.1%
Bachelor's degree 5.5%
Graduate / professional 1.2%
Metric%
HS diploma or higher95.2%
Bachelor's or higher6.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool25.1%
Kindergarten1025.6%
Elementary school1846.2%
High school717.9%
College / grad school25.1%

Employment

Industry of employment

Manufacturing 34.6%
Retail trade 22.1%
Education & healthcare 21.3%
Professional & management 10.3%
Construction 5.9%
Transportation & utilities 2.9%
Public administration 1.5%
Finance & real estate 0.7%
Other services 0.7%

Occupation

Category%
Management, business & arts6.6%
Service16.2%
Sales & office30.1%
Natural resources & construction6.6%
Production & transportation40.4%

Employment type

Type%
Private sector92.6%
Government3.7%
Self-employed3.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.5%
Carpool17.6%
Public transit0.0%
Walk0.0%
Work from home5.9%
Other means0.0%
Avg commute (minutes)31.4

Poverty

All people 11.1%
Under 18 years 0.0%
18 and over 14.8%
Married-couple families 13.1%
Female-led households 0.0%

Income support

Source% of households
Social Security36.1%
Retirement income24.1%
Supplemental Security3.7%
Cash public assistance1.9%
Food stamps / SNAP13.0%

Health indicators

Condition%
Obesity38.3%
High blood pressure38.4%
High cholesterol37.3%
Diabetes12.7%
Heart disease8.6%
Stroke3.9%
Asthma9.7%
Arthritis29.8%
Kidney disease3.5%
Pulmonary disease9.0%
Cancer7.9%
Behavior / access%
Smoking19.4%
Binge drinking19.4%
No physical activity29.3%
Less than 7 hrs sleep31.2%
Depression17.8%
Fair or poor health16.6%
Poor mental health13.8%
Poor physical health11.9%
No health insurance10.8%
Visited doctor (checkup)76.4%
Visited dentist62.0%
Cholesterol screening88.4%
Teeth loss15.0%

Veterans & disability

VeteransCount%
Civilian veterans147.1%
Disability%
Any disability19.9%
Under 1816.9%
18–64 years13.6%
65 and over42.9%

Health insurance coverage

Type%
Private insurance82.0%
Public insurance50.6%
No insurance3.1%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only22987.7%
Spanish20.9%
Other Indo-European00.0%
Asian & Pacific Islander20.9%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)25999.2%
Born in same state25999.2%
Born in different state19574.7%
Foreign born00.0%
Naturalized citizen20.8%
Not a US citizen00.0%

Ancestry

AncestryCount%
Polish3914.9%
Italian186.9%
French72.7%
AncestryCount%
Dutch62.3%
Arab41.5%
English20.8%

Technology access

Metric% of households
Computer access41.4%
Internet access84.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50432

What city is ZIP code 50432 in?

ZIP code 50432 is primarily assigned to Crystal Lake, Iowa.

What county is ZIP code 50432 in?

ZIP code 50432 falls within Hancock County, Iowa.

How educated is the population of ZIP code 50432?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 50432 mostly owner-occupied?

85% of occupied units in ZIP code 50432 are owner-occupied, well above the national average.

Does ZIP code 50432 have a large retiree population?

36% of households in ZIP code 50432 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 50432?

The median home value in ZIP code 50432 is $80,000.

What timezone is ZIP code 50432 in?

ZIP code 50432 observes the CST timezone.

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